• RELEVANCY SCORE 3.79

    DB:3.79:Why Am I Dizzy!!! (Hsbc) kc





    Okay!!!!I will be reporting to the Sleigh Center after this post! lol!!!!Yesterday I set up a Bill pay to Hsbc to pay it off to do a BT from myTarget Visa i goes online to do the BT and it wont let me! so i calland get one of our Famous Foreign friends and he is like nope sorryand im like well what are my terms! He goes 0% on purchases!Deeeaaad!!!!! Ugh! i was soooo heated! i could have taken my timepaying that off util was low and everything and i could have put that moneytowards my Target to get the util down! A mess!So now im stuck paying this 20 something percent on this dang Target Visa!Ugh! I cant take!!!!



    EQ N/AEXP- 692TU- 673 3/10/08br

    DB:3.79:Why Am I Dizzy!!! (Hsbc) kc

    you rang? LOL



    ____________________FICOs: (as of 12-10-08): EX 759 | (as of 01-24-10): EQ 794 TU 756 EX ? | (as of 3-17-11): EQ 794 TU 790 EX ?Until Chase lowers my ridiculously high APR they can kiss my patootie! Their card has been retired to the sockdrawer.

  • RELEVANCY SCORE 3.32

    DB:3.32:Why Does My New Imac Make Me Dizzy? k7





    Why does my iMac make me dizzy when I am on the internet? What can I do? Does this happen to anyone else? My iPad doesn't do this to me but I see others have this issue as well.

    DB:3.32:Why Does My New Imac Make Me Dizzy? k7

    I have a 27 inch iMac and have the same problem. I use a PC all day at work and have no problems. Five minutes on my iMac and I feel lousy. Purchased some Gunner anti-glare glasses and they help quite a bit, but still not enough. I am considering an anti-glare screen overlay.It is very strange...my iPad causes me no problems whatsoever and it has a very glossy screen too, but I guess it is just the size of this screen combined with the glare and relativley small font size.....might just have to upgrade to new Mac Pro so I don't need to look at this screen anymore. Love the iMac in every way...but this really ***** : )

  • RELEVANCY SCORE 3.16

    DB:3.16:80,S Dizzy Return 1x






    nice to know the oliver twins have not give up on the dizzy return i hope they get it up and running soon i would luv to see a brand new dizzy on ps4 give the oliver twins a boost sony ...................




    DB:3.16:80,S Dizzy Return 1x


    Have you played The Cave? I've tried the demo and it seems very Dizzy-esque to me. If you a PS+ subscriber (I am), we get the full game this month!




    ----Blog: http://consolegamer.me

  • RELEVANCY SCORE 3.05

    DB:3.05:New Dizzy Game In The Works m8



    It seems that there could be a new Dizzy game being made. Not sure what platform they will be aiming for.

    http://www.eurogamer.net/articles/2011-11-22-new-d​izzy-game-in-the-works

    I still have fond memories of enjoying Treasure Island Dizzy.

    DB:3.05:New Dizzy Game In The Works m8


    As long as they keep it as a 2D game i think it could work.

    Otherwise I cant see how they could make Dizzy stand out from the rest of the 3D platforming games.




  • RELEVANCY SCORE 3.03

    DB:3.03:Question About Hsbc And Cap One Merger f9



    hello MyFico members, I have a quick question about the upcoming HSBC and Cap One merger. I am currently rebuilding my credit after a CO from Cap One in 2009. I only have a couple of small credit cards - it's difficult to get them with the CO still reporting - my main card is the HSBC. I'm worried Cap One will drop my HSBC account post merger due to my history with them. Is this a valid concern? I'm new to credit scores and monitoring and don't know how these scenarios usually unfold.

    Thanks for the help!




    ---------------------------------------------------------------------------------------------Gardening since 5-2014

    DB:3.03:Question About Hsbc And Cap One Merger f9


    My money is on "no". I think it'll be unaffected.

  • RELEVANCY SCORE 3.02

    DB:3.02:Hsbc New Acocunt Alert xc


    I had 2 CC with HSBC and I closed them last month. I get an email tonight saying there has been a new account posted on EQ. I logged in and it was HSBC. I am waiting to pull my EQ report when I can get my next pulls from TC, to see exactly what happened. I have a feeling they made an error when they updated. I called their customer service and what a joke that was. She told me I need to talk to the CRA as it has nothing to do with them. HELLO, who reports the account every month? Why would EQ just insert a new account that is duplicated of an old one? Then I asked to speak with her manager and she told me I can transfer your call, but you will get the same resolution with a manager. If this causes my score to drop or any other type of AA I am going to be..... not very happy. Has this happened to any one else?

    DB:3.02:Hsbc New Acocunt Alert xc


    really makes you wonder if these CR really believe that the credit reporting agencies are to blame for stuff like this and the bank has nothing to do with it or if thats just what there told to tell people because many wouldn't know otherwise and stop calling the bank and start calling credit agency.

    Makes me so mad!! sorry to hear of the beginning of your troubles, hope it's a quick fix with an update next month.




    Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)I'm just trying to catch up to RON1Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)Lowest Limit: Target $20083 Cards and Counting

  • RELEVANCY SCORE 2.87

    DB:2.87:Does Any One Have Sears Hsbc Card That Provides Free Pfico Reports? 7z


    Does any one have Sears HSBC Master Card that provides free PFICO Reports? What is your experience with this card and scores? I am wondering if it is worth applying for a new card just to get the free pfico scores or just take pass and wait for next 12 months.

    DB:2.87:Does Any One Have Sears Hsbc Card That Provides Free Pfico Reports? 7z

    Does any one have Sears HSBC Master Card that provides free PFICO Reports? What is your experience with this card and scores? I am wondering if it is worth applying for a new card just to get the free pfico scores or just take pass and wait for next 12 months.

  • RELEVANCY SCORE 2.86

    DB:2.86:Hsbc Menards Denial cd


    I was just denied with Menards HSBC card. Has anyone tried a recon?

    DB:2.86:Hsbc Menards Denial cd


    Hi BSB

    I think you should definitely call the backdoor number and speak to a credit analyst. The computer may deny you however in speaking with a human being you may be able to get approve. Hey you never know until you try. It is only a phone call. What is the worst that can happen.

    The computer may have denied you for too many inquiries however you can explain that to a human as to it being for your atv and house.

    There have been many people who have been successful in reconning so give it a try.

    Hope this helps and keep us updated on what happen.

    This will help many people in your position with the same companyin giving them the encouragement to also call.




    2014 Goals - 800 clubHelpful ThreadsBackdoor NumbersFrequently Requested Threads

  • RELEVANCY SCORE 2.86

    DB:2.86:Everyone's Hsbc Cld Date 2/18? mj



    I spoke with a CSR at HSBC who essentially said that all of the HSBC CLDs happened on 2/18 and implied that they are done cutting. She did not flat out say that there will be no more cuts for now. I am hoping this is the case since, so far, my MC has been spared, but I really had not availabe CL to cut.. only $36.00 was there. When I asked her if my paying off the Disc. and making a large payment on the MC will now give HSBC incentive to cut more.. she just kept saying .. all the credit line declines happened on 2/18 and there is no need for me to worry about anotehr Disc cut.. and my M/C should be fine.

    Can anyone else say whether they were CLD before or after (i know is still so soon after) 2/18 and if they think HSBC is done slashing?

    Well some very samll consolation ... they at least lowered my rates on both cards... Disc. 13.9 from 14.9 on purchases... and 19.9 from 22.9 on cash advances... MC did not lower 14.9 on purchases.. but lowered cash advances from 22.9 to 20.9.

    Message Edited by Changingmantra on 02-20-2009 08:11 AM



    *Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!

    DB:2.86:Everyone's Hsbc Cld Date 2/18? mj


    HSBC is going CLD crazy.

    To help minimize confusion and keep all the info on HSBC CLD's in one place, we're locking new threads on this topic and directing folks to post to this thread.

  • RELEVANCY SCORE 2.80

    DB:2.80:Portfolio Recovery - Changes Name Of Original Creditor Every Month? jd



    Everymonth Portfolio recovery updates my collection item, but changes the name of the original creditor:

    1/2012 - 01 Hsbc Bank Nevada N A

    2/2012 - Hsbc Bank Nevada N A

    3/2012 - 01 Hsbc Bank Nevada N A

    4/2012 - Hsbc Bank Nevada N A

    5/2012 - 01 Hsbc Bank Nevada N A

    6/2012 - Hsbc Bank Nevada N A

    7/2012 - 01 Hsbc Bank Nevada N A

    8/2012 - Hsbc Bank Nevada N A

    9/2012 - 01 Hsbc Bank Nevada N A

    10/2012 - Hsbc Bank Nevada N A

    11/2012 - 01 Hsbc Bank Nevada N A

    12/2012 - Hsbc Bank Nevada N A

    They are doing this deliberately to imply a new collection each month. Am I correct or just being paranoid?




    2014 Goal ....... 700 Club ......repairing credit takes time......be patient.-----------------------------------------------------------------------------------------------08/19/12 FAKO Scores - TU 560 EQ 545 EX 54509/29/14 FAKO Scores - TU 704 EQ 724 EX 714 09/29/14 MYFICO Scores - TU 700 EQ 689 EX 711

    DB:2.80:Portfolio Recovery - Changes Name Of Original Creditor Every Month? jd


    Congrats SusieQ!!!!!




    Credit Scoring 101Guide to Common Abbreviations

  • RELEVANCY SCORE 2.79

    DB:2.79:Hsbc Plat Starting Cl?? 3d



    Has anyone recently gone for the HSBC "prime" platinum cash back card (1%, no AF etc.)?

    I was wondering what the starting credit lines are on this card. I am assuming they are not the standard (Orchard or HSBC annual fee) $300-ish, but what sort of range are people actually getting when you apply? The 0% for a year looks kinda yummy!

    TIA

    DB:2.79:Hsbc Plat Starting Cl?? 3d

    stefanc wrote:creditwherecreditisdue wrote:OP - what is your highest CL you have on anopen TL?
    Thanks all for the replies! Tempted to pull the trigger, but still leary. Like I said the 0% for a year is tempting, but if it is 1 or 2K it's too much of a hassle managing it to bother!

    Highest is 19K then a drop to 10K, 7K a bunch around 3-5 and Juni rounding it all up at a whopping 400... Util is around 14% (a couple big 12 month 0% on depot and lowes).

    Knowing HSBC's track record you have a large chance of being unhappy. Even if they are inclined to come up to meet your higher CL's they might be held back if you already have a lot of other available unsecured credit.

  • RELEVANCY SCORE 2.79

    DB:2.79:T-Sql kj


    Hi,
    I have a column having values as
    HSBC INDIA
    AIRINDIA
    CITIBANK

    I want a query to written only the first part of the value as
    HSBC
    AIRINDIA
    CITIBANK
    I tried with this
    select SUBSTRING(corporatename,1,charindex(' ',corporatename)) from View_VoucherDetail
    but i am only getting HSBC as output
    Any Help would be great
    Thanks and regards, Rishabh

    DB:2.79:T-Sql kj

    Try this;

    Declare @vTable Table (val varchar(100))
    Insert into @vTable
    Select HSBC INDIA Union all
    Select AIRINDIA b Union all
    Select CITIBANK c

    Select SubString(val,1,case when Charindex( ,val,0) 0 then Charindex( ,val,0) else Len(val) end)
    from @vTable

  • RELEVANCY SCORE 2.78

    DB:2.78:Imx6 Board Screen Turns To Black xx



    I am working with imx6quadsabresd board. I am using yocto dizzy release with qt5 integration. When I upload sdcard image (fsl-image-multimedia-full or core-image-minimal), after some time screen goes black. When I start application from serial command line, it starts and screen shines , but does not show anything. When the board stays open for a while, it also goes black. I could not figure out why? kernel, timer, power settings?? How can I fix it?

    Thank you for your help =)

    DB:2.78:Imx6 Board Screen Turns To Black xx


    I am working with imx6quadsabresd board. I am using yocto dizzy release with qt5 integration. When I upload sdcard image (fsl-image-multimedia-full or core-image-minimal), after some time screen goes black. When I start application from serial command line, it starts and screen shines , but does not show anything. When the board stays open for a while, it also goes black. I could not figure out why? kernel, timer, power settings?? How can I fix it?

    Thank you for your help =)

  • RELEVANCY SCORE 2.77

    DB:2.77:Will Hsbc Combine These Two Cards? 9d


    I have two cards with HSBC both with 300$ CL, they are fairly new since I am somewhat new to credit.They are a HSBC branded platinum mastercard AF 59$and a household bank branded platinum 2% cashback mastercard AF 79both have an interest rate of 14.9%will they combine these two into one big card with a 600$ CL?and which account terms are they likely to use?How is HSBC about combining cards? anyone with any experience on this?are they any good backdoor #s i can call?



    FAKO's:02/19/2009- TU 709 , EX 684, EQ 694UTL 34.33% (working on that) Credit History 1 1/2 yrs old And just got a car loan that has yet to report. Ugh, letting credit cool down for the rest of the year.

    DB:2.77:Will Hsbc Combine These Two Cards? 9d

    I had an orchard card for about a year and a half and got an HSBC card in May combined them in June but they did another hard pull in June after they did one in May for the HSBC card. WHat a pain in the a#$



    EQ- 727 5/12/10TU- 746 5/12/10

  • RELEVANCY SCORE 2.77

    DB:2.77:I Want A Spectrum Emulator px



    Will there ever be any hope of ps3 releasing a spectrum emulator game. They did it with sega. Why not do it with the spectrum. I would to play the likes of manic miner, dizzy, renegade etc. Those were the days. Please playstation, think about it.

    DB:2.77:I Want A Spectrum Emulator px


    Yet another example of something we actually want being taken away.

    I love the thought of playing Alien 8 or jetPac on my PS3.

  • RELEVANCY SCORE 2.77

    DB:2.77:Hsbc sf


    I forget--who do they pull? anyone have their gm flex card?thanksMessage Edited by casinoannie97 on 02-03-2008 01:06 AM

    DB:2.77:Hsbc sf

    Transunion in Ohio



    Advice is what we ask for when we already know the answer but wish we didn't.

  • RELEVANCY SCORE 2.75

    DB:2.75:What Am I Missing Here ? sp


    New card from Orchard. Yeah, I know how you feel and I haven't had the best in service from the house of HSBC. BUT...The card I got today is a 2% cash back, 0% interest for six months and then 8.9%APR after that. Other than the lowly 2K CL (1/4 of my HSBC Account) what am I missing here. This really isn't too bad of a deal, is it? Oh, it was supposed to have dolphins on it. I picked dolphins. It is blue like the dolphins one but no dolphins. Wonder why? I know, because it is HSBC and they just had to screw up a good thing.



    /\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\"No good deed goes unpunished"There is nothing more simple, nothing more complex than the relationship between Country Boy and Dog.

    DB:2.75:What Am I Missing Here ? sp

    The sea mammals were a bait and switch: ////////////////////////////////////// Dear Contractor, We are writing to you in response to your inquiry regarding your Account ending in 0XXX issued by HSBC Bank Nevada N.A. Unfortunately, we are unable to process your request for card custom designs as this offer is presently not available on your account. You are important to us and we appreciate your business. Sincerely, Srinivasa Orchard Bank Customer Care ////////////////////////////////////// Srinivasa obviously didn't understand the issue. Oh well. I am interested in your non-fishy thoughts on this card as well. It is also no AF.



    /\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\"No good deed goes unpunished"There is nothing more simple, nothing more complex than the relationship between Country Boy and Dog.

  • RELEVANCY SCORE 2.73

    DB:2.73:Hsbc Charge Off 8d



    HI I AM NEW SO PLEASE EXCUSE MY CREDIT STUPIDITY {THUS MY CREDIT SITUATION} I AM TRYING TO REPAIR ITEMS ON MY REPORT AND I HAVE A CHARGE OFF FROM HSBC, IT HAS BEEN TURNED OVER TO MIDLAND CREDIT IF I PAY MIDLAND WILL IT COME OFF MY REPORT FROM BOTH COMPANY ,AND WILL IT HELP MY SCORE

    DB:2.73:Hsbc Charge Off 8d

    Ah. Bummer. No break for the broke is there???

  • RELEVANCY SCORE 2.72

    DB:2.72:Goodwill Recipient? Retailer Or Hsbc? kf



    I have 2 accounts with retailers (Saks and Neimans) that are in good standing with zero balances that are both backed by HSBC. They are "HSBC Retail Services" accounts. I have late payements associated with both accounts back in 2007 that I am trying to get removed.

    When I spoke to both retailers directly (creditors) during some fact finding months ago I was told that THEY, the retailers carry the aurthority to remove late payments. So I began sending goodwill letters every month. I have gotten no response.

    My question is, should I be sending the letters directly to HSBC?

    DB:2.72:Goodwill Recipient? Retailer Or Hsbc? kf

    nickcredit wrote:
    My logic told me the same. But for whatever reason the retailers claimed for all intensive purposes that they were to be considered "the bank" in this scenario. So I then thought to myself than why does it say "HSBC" before "Neiman Marcus" on the credit report. Right?

    I'm thinking I agree with you. Seeing that it's two accounts should I send 2 seperate GW letters to HSBC or just one letter and list both retail accounts?

    If you are going to address the letters to the same department (customer accounts, or something), then I'd probably just write one letter. But if you were going to try and get the letters directly to departments that deal with each account, then obviously you'd probably want to adjust. I have no idea though, hopefully someone else has a bit more experience and insight on that.




    Starting Score: EQ-484(10/10/2011) TU-533(10/10/2011)Current Score: EQ-701(1/18/2013) TU-735(1/20/2013)Goal Score: 750s!!Take the FICO Fitness Challenge

  • RELEVANCY SCORE 2.71

    DB:2.71:Confused... 3j



    So after about a month long break from my courses, due to the holidays, moving, working a lot, and not having internet (because of moving) I am finally diving into Biology! Woot! Upon printing out the "Assignments" I saw that there are readings from both the book study guide. Why this is such a difficult concept for me to grasp I couldn't begin to explain. Am I supposed to read both? Book first? Study Guide first? My head is spinning over grasping this seemingly basic concept. Maybe someone will be willing to shed some light and stop the dizzy overwhelming feeling coming over me. I'm not stupid, I consider myself organized, I guess just with the uncontrollable break I was forced to take I have been knocked off track. Help me get back on my feet?

    DB:2.71:Confused... 3j


    Use your study guide with your book. I usually skim through the study guides first, which also tell you when to compare something with your book on page..., Also the video lecture is really good to watch while you're reviewing your chapters. =)

  • RELEVANCY SCORE 2.71

    DB:2.71:Hsbc Paid Co - Is This Suggestion Legal? 3p



    So in my not-so-credit-savvy days, I have a paid charge off from HSBC (Orchard). The Account was charged off in Nov of 07. I paid it in full in May of 2008. i don't have a CA reporting. So the TL is just HSBC paid charge off.

    I am thinking about writing a letter to the powers that be at HSBC and proposing that I am willing to repay the financial loss that I incurred previously,in return for a positive tradeline. At least I'm giving something in return, so why not? I could care less if I ever had that card reinstated, I don't need it...but, I need the positivehistory or a bad tl just gone.

    Should I just try a GW letter? I kind of believe that GW letters are not that succesful with CO accounts - they seem to work for late payments and such! So I want to get to yes and fast. I'd rather just pay the difference at this point and call it a day.

    I am even thinking about suggesting this type of rehabprogram to HSBC to gain new possible uncovered revenue. Why not go after your customers with previous unpaid CO's and give them a second chance to help their credit IF they repay what they owe?

    I really don't know what else I can do that would produce the response I want.

    Any opinions?

    Oh yeah, this TL is scheduled for the electric chair sometime in 2014 - that's four more years!

    Thanks in advance.




    Starting Score: 682 EQ, 663 TUCurrent Score: 687 EQ - 705 TU on 7/18/10Goal Score: 700 + both EQ and TUTake the FICO Fitness Challenge

    DB:2.71:Hsbc Paid Co - Is This Suggestion Legal? 3p

    Travis-84 wrote:

    I think I have heard this somewhere on this board. Maybe somebody else can tell me if this is a good idea or not.

    I've heard that if you dispute it with the credit reporting agencies, they may not bother to respond if its fully paid off. It may not be worth their time if they have nothing to gain, since they already got their money. Is this a decent idea, or is it a waste of time, I'm not really sure myself.

    I hope not. For the benefit of others reading this, advocating or suggesting to dispute accurate information violates our Credit Repair Discussion Guidelines, Terms of Service, and User Guidelines that prohibit the promotion of certain types of credit repair.

    Aside from the TOS on this website, there are bad things that can happen to your FICO scoreby doing so.

  • RELEVANCY SCORE 2.70

    DB:2.70:Will Hsbc Nuke My Credit Card? sj



    I was not pleased when HSBC / Orchard Bank CLD'd my already low crappy limit with their weak-minded rational of it "being a business decision" even though I know they are doing this to everybody. I contemplated just closing the account, but I know they wouldn't give a rat's a$$ if people close their accounts or not.

    So, I thought of just cancelling my HSBC CreditKeeper monitoring service. I don't really need it anyhow and the only reason I haven't cancelled it earlier is because I'm just too lazy to call them and listen to them whine and moan when I tell them goodbye.

    But now I am motivated and when they ask why, I'll just tell them "it's a business decision."

    I wonder if they'll just cancel my credit card after a couple of days just to get even.

    DB:2.70:Will Hsbc Nuke My Credit Card? sj

    usmc58555 wrote:Underh20 wrote:
    Well, I just called.

    The lady was nice and not very pushy. She offered to lower the monthly fee, but I told her it wasn't the cost that was the issue. I laid out the "it's just a business decision" spiel and told her when HSBC stops CLDing those with already rock bottom limits, I'll probably be back. She thought it was funny. Nice lady.

    Umm do you really think taking your aggravation out on an hourly employee is something proper to do?

    People who make more money a year then she makes in 10 years make those decisions.

    You must be confused.

    It was very pleasant conversation.

  • RELEVANCY SCORE 2.70

    DB:2.70:Ios7 Effects Dizzying fs


    Hello - anyone out there feeling dizzy after the iOS7 update? iOS7.2The visual effects are toooooooooo much and to not add to the experience of, say, using a PHONEbut have, instead, made me dizzy, nauseated, and I have a headache

    DB:2.70:Ios7 Effects Dizzying fs

    http://www.businessinsider.com/jimmy-kimmels-cure-for-ios-7-sickness-2013-10

  • RELEVANCY SCORE 2.69

    DB:2.69:Hsbc Deleting Lates! xc



    I recently noticed on my report HSBC deleted 4 90 day and 2 60 day lates out of the blue that were 2 years old. I am not sure why they came off but it really didn't move my score much either...

    DB:2.69:Hsbc Deleting Lates! xc


    Glad to see this. I just started a mail bombardment on HSBC.




    Starting Score: 03/08/2010 612-EQ 602-TUCurrent Score: 03/27/2010 624-EQ 641-TUGoal Score: 700+Take the FICO Fitness Challenge

  • RELEVANCY SCORE 2.69

    DB:2.69:Did Any Combine Hsbc Accounts? zz


    I have Orchard Visa and HSBC MC. Can we combine both cards? I am trying to cut down the cards.

    DB:2.69:Did Any Combine Hsbc Accounts? zz


    That is what I did-
    Closed them both- They will try like heck to keep them open-

    concorduser wrote:
    I guess, I am better off closing these cards. Now that I have cards from Citi, I am not sure if these cards are of any use for me. I'll call them and cancel them both.

  • RELEVANCY SCORE 2.68

    DB:2.68:Does Anyone Have An Email Or Contact For Hsbc Mortgage? 3s



    Hi all. I am needing to send a gw to hsbc and would like an email or a contact phone number or address. Any help would be greatly appreciated. Thanks.

    DB:2.68:Does Anyone Have An Email Or Contact For Hsbc Mortgage? 3s


    Here is a link to their phone #'s on their site

    https://www.hsbcmortgageservices.com/contact_us_di​splay




    Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)Goal Score: 750+

  • RELEVANCY SCORE 2.68

    DB:2.68:Hsbc Closing Accounts p1



    Does anyone know who I can talk to at HSBC about my Accounts with them? I have 5 Accounts with HSBC 4 myself and 1 joint with my DW. HSBC closed all of the Account including our joint Account. I called their normal number and I counltnt get a reasonable explaination as to why except recent INQs but I had the same number INQs when they opened my menards card 3 months ago. They flaged one of my account for review and closed all. I been with them for over 4 years no missed payments and perfect history and credit report is clean with no lates either.

    Any Help would be nice.

    Thanks for any help!!!

    DB:2.68:Hsbc Closing Accounts p1


    I have 2 cards with them since 2007 and I really want to cancel them once I get a better card like capital one. I know this forum will help my credit score get back on track where it was years ago.




    Starting scores Jan 2011: EQ: 510(fico) TU:521(fico) EX?June 2014 scores EQ08:683 TU08:667 EX:651(amex)Goal: 700'sin my wallet:BarclayMR $7k/CareCredit $7k/DiscoverIT $6k/Ashley furn. $5k/Springstone $5k/Kanes furn $3.5k/Walmart $2.7k/Cap 1 Plat.$ 2.5k/JCP $2.5k/Chase freedom $1.7k/TJX $1.7k/Cap 1 cash $1.5k/Amex delta $1k/Victoria $950/Paypal $800

  • RELEVANCY SCORE 2.68

    DB:2.68:Essbase Installation 7k


    Hi All.

    I am a new guy for Hyperion Essbase. I have searched some reference from internet. but still dizzy for it, could some body help me to interpret EPM 11, and include what component and how to install it ?

    Regards

    Kane

    DB:2.68:Essbase Installation 7k

    Thanks Sandeep. I will read it carefully.

  • RELEVANCY SCORE 2.67

    DB:2.67:Is Hsbc Slow This Month?? dp


    Has anyone had their HSBC accounts post yet this month? I keep checking but nothing on my accounts.?? Dad-Gummit I really have some important personal business that needs to be taken care of and I paid all my accounts and they have all reported EXCEPT HSBC accounts. Perhaps everyone with an HSBC accountshould call and ask them why they are not reporting.(?) I'll make the first call.



    07/26/2007 TU-688EQ-656EX-649

    DB:2.67:Is Hsbc Slow This Month?? dp

    You can bet your sock drawer on THAT!!!!



    07/26/2007 TU-688EQ-656EX-649

  • RELEVANCY SCORE 2.67

    DB:2.67:What Is The Phone Number For Orchard / Hsbc p8


    I am trying to close the Cards. Do you have any phone number for Orchard / HSBC?

  • RELEVANCY SCORE 2.67

    DB:2.67:Orchard Bank/Hsbc 9k



    I have no idea why HSBC/Orchard is sending me a bunch of so called Pre-Qualified offers in the mail, it doesn't make sense, can't the see my report and score on their soft pulls? It's in the 400's last time I checked. Doesn't make any sense to me. They have sent 6 offers to me in the last week with pre-qualified codes.

    Anyway a few weeks I tried one, it did not say approved or denied, it just said we need to review your application.

    About 4 days later, the status was changed from Your application is under review, you will be hearing from us in 10-14 days to Your application is under review, we are unable to finalize your application, you will be hearing from us in 10-14 days.

    About a week ago I got a letter from HSBC card services that said to supply residential address so I wrote the address down and sent it back but the status still remains the same.

    Has anyone been denied after getting a status of "We are unable to finalize your application" ??

    Or has the account technically (but not officially) been approved since they use the word Finalize?

    I know that when a lender wants to finalize a loan application, that means you got the loan in most cases. I am not sure about HSBC though.

    I'd wish they would say yes or no.

    Seriously, they shoudn't be mailing me the offers with my score and a LOT of recent baddies, unless HSBC lowered their requirements greatly, which doesn't make sense when even ugly First Premiere raised theres a bit.

    Thanks.

    DB:2.67:Orchard Bank/Hsbc 9k


    My Son received the same offer from Orchard. Looks likethe terms are 19.99% V interest rate, $49 annual fee and $19 fee due upon application. He has pretty bad credit and only has one other Bank One card with a $200 limit. But he was approved after they verified his phone number. He was approved for $300.00 limit. His credit scores are in the 500's. Just thought I would through that out in case anybody was interested.




    11/15/11- TU FICO 707 EQ FICO 710 EXP FAKO 738 (USBANK)12/12/11 - TU Fico 727 EQ FICO 710 EXP FAKO 739 (USBANK)Goal Score - 750 by 12/31/2012

  • RELEVANCY SCORE 2.67

    DB:2.67:Will I Get Approve For An Hsbc Cc With Scores? 1x


    I am new to the forum. I rcvd an offer for cc thru HSBC(GM FLEXIBLE). MY SCORES AREEU 631TU 575EX 585APR DEPENDS ON CREDIT SCORES. DO I HAVE A CHANCE? I HAVE 4 BADDIES.

    DB:2.67:Will I Get Approve For An Hsbc Cc With Scores? 1x

    They still do a hard inquiry when you apply, but at least you know that you will get approved.



    Here we go again...

  • RELEVANCY SCORE 2.65

    DB:2.65:Which To Pay Off And Why? km



    I have balances on HSBC Disc (1600.00) HSBC MC (700).. Cap 1 Visa (1300) and A Visa from my CU (2100).

    In a few weeks I will have an extra $4000.00 and am planning to use most, if not all of it to pay offsome cards.

    Here is my thought... I should pay off the cards that will actually grow with me and might reward me for having lower utilization, inthis case, Capital 1 and the CU card although the CU card is secured. Well sort of.. go figure.. I paid it off with the deposit last summer and told them to close the account. They paid it off.. but did not close the account. I think this was an oversight. Anyway... I figure paying them off will be good because... they are more likely to give me an"unsecured"Visa with a higher credit line in the future.. or maybe just add on to the one I have, which is what I prefer.... and I will be able to refinance my car with them at a much lower ratewhich is at 13% interest right now through Chase.

    Then again... I can pay Cap1, and both HSBC cards.. and save on the outrageous interest fees from HSBC. In any event, my utilization will go down tremendously by the same amount no matter what I do. I would love to get from under HSBC, but just wondering if I should make them a priority when I know they will not offer me anything in return. Currently, I pay 100-200 on each card a month.

    Your opinions would be greatly appreciated.




    *Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!

    DB:2.65:Which To Pay Off And Why? km

    Changingmantra wrote:
    I have balances on HSBC Disc (1600.00) HSBC MC (700).. Cap 1 Visa (1300) and A Visa from my CU (2100).

    In a few weeks I will have an extra $4000.00 and am planning to use most, if not all of it to pay offsome cards.

    Here is my thought... I should pay off the cards that will actually grow with me and might reward me for having lower utilization, inthis case, Capital 1 and the CU card although the CU card is secured. Well sort of.. go figure.. I paid it off with the deposit last summer and told them to close the account. They paid it off.. but did not close the account. I think this was an oversight. Anyway... I figure paying them off will be good because... they are more likely to give me an"unsecured"Visa with a higher credit line in the future.. or maybe just add on to the one I have, which is what I prefer.... and I will be able to refinance my car with them at a much lower ratewhich is at 13% interest right now through Chase.

    Then again... I can pay Cap1, and both HSBC cards.. and save on the outrageous interest fees from HSBC. In any event, my utilization will go down tremendously by the same amount no matter what I do. I would love to get from under HSBC, but just wondering if I should make them a priority when I know they will not offer me anything in return. Currently, I pay 100-200 on each card a month.

    Your opinions would be greatly appreciated.

    I would pay off everything else but the HSBC card. If that brings you up $100 short, leave it on the CU card. The reason for this is that the FICO score UTIL calculation takes into account the percentage of your accounts that have balances. You will help your FICO score improve by moving as many of your accounts to PIF status as possible and keeping them there. It works! After that you can work on lowering that HSBC balance.

  • RELEVANCY SCORE 2.65

    DB:2.65:Hsbc In The Us---Very Different From Hsbc In Other Countries! 88


    I thought I would throw this out here (forgive me if it is the wrong forum) HSBC is a well respected bank that treats its customers well (especially credit card customers) in the other countries I live/have lived in (Hong Kong and Australia) I just can't figure out why they are so unpleasant to deal with here in the US. Luckily my credit in Hong Kong is Excellent and so I am treated well. Still, even when I first established myself in Hong Kong, HSBC was great with generous trade lines etc... here they act like you are going to rob them blind with a $300 credit limit on an Orchard Card....hmmm

    DB:2.65:Hsbc In The Us---Very Different From Hsbc In Other Countries! 88

    mjbfan79 wrote:ozgirl wrote:here they act like you are going to rob them blind with a $300 credit limit on an Orchard Card....hmmmlol maybe the bank has had bad luck with US residents.I believe that they actually bought out a massive subprime bank here in the US (don't remember who) several years ago. I believe the bank probably stayed the same while the name changed.



    Here we go again...

  • RELEVANCY SCORE 2.64

    DB:2.64:Do Ninja Get Dizzy? k9



    You have a ninja spinning around into spinjitzu. Now, when someone spins, the get dizzy. So, do ninja get dizzy? I don't know for sure.




    Green Ninja? No. GRANDMASTER? YES!!

    DB:2.64:Do Ninja Get Dizzy? k9


    You have a ninja spinning around into spinjitzu. Now, when someone spins, the get dizzy. So, do ninja get dizzy? I don't know for sure.




    Green Ninja? No. GRANDMASTER? YES!!

  • RELEVANCY SCORE 2.64

    DB:2.64:Hsbc Auto Finance Gw 37



    After having written a ton load of GWs to HSBC in the past year and getting no luck, i sort of gave up. I am restarting my effort at having this paid off but with lates account GWilled, erased or what ever else. Paid it off in o8 with abunch of lates. Falls off in 2014. Now that HSBC is no longer in the Auto loan business maybe I stand a chance. Wont know till I try. Any thoughts????

    DB:2.64:Hsbc Auto Finance Gw 37


    Disputed with the 3 CRAs and pooffff!! it went. This was after a ton load of GWs.

  • RELEVANCY SCORE 2.64

    DB:2.64:Has Anyone Received A Cld On Hsbc Gm Flexible Rewards Card 9c


    I noticed that my other 2 HSBC cards ( HSBC Cash Fly Direct Merchants ) both had limits slashed 12K to 3k on Direct and 6k to 1k on HSBC cash fly and rates raised to 14%. I did call HSBC and threaten to close the card, and they restored the 1k back up to 3. However The GM Card has stayed at 16K and the rate has not increased either. (6.74)only the cash was reduced to 4k. I'm just wondering why they didn't touch the GM Card rate and credit limit. Different portfolio maybe? or maybe just a matter of time?

    DB:2.64:Has Anyone Received A Cld On Hsbc Gm Flexible Rewards Card 9c


    You think after the bankruptcy proceedings HSBC will change the card to FIAT rewards? perhaps Daewoo Rewards card???

    Please add sarcasm...




  • RELEVANCY SCORE 2.64

    DB:2.64:Hsbc - What The Heck? 71



    I went to the HSBC preapprover site, got preapproved, applied and was denied for being outside the service area.

    Has this happened to anyone else? When I called to ask why I was denied, the guy said I am outside the service area. When I asked why the preapprover would preapprove me for a card I can't possibly EVER get because its OUTSIDE MY SERVICE AREA, he said I should apply at A DIFFERENT ADDRESS, WHERE I DON'T LIVE. Honest to god, the guy said this (?????)

    What the heck?




    6/19/08 TU: 699/EQ 711

    DB:2.64:Hsbc - What The Heck? 71


    I used my regular street address. I only applied b/c I don't have a master card and thought it would nicely round out my credit portfolio (auto, home, visas, store card). I HATES Amex so I thought this wasa good compromise. Now I'm smacked with the stupid inquiry for a card I was never going to get. If they denied me for credit worthiness reasons, I could accept it and go on, but since they say I'm outside the service area, it really, really steams me. As if their stupid computer didn't know I was outside the area when they preapproved me?UGH!!




    6/19/08 TU: 699/EQ 711

  • RELEVANCY SCORE 2.63

    DB:2.63:Oracle Xml To Hsbc Xml Mapping For R12 Ap Check Printing 8k


    Hi,Our environment is Oracle APPS R12.We need to send an electronic payment information to HSBC bank. So this will be generated 'like' a check from the payments process, but for payment types of WIRE, ACH, etc...and the output is an XML file in a format specified by the bank HSBC. We need to send an XML file to HSBC per their spec. The data that needs to go in this file is the same payment information that Oracle already provides in the standard check printing. We need to take that data and turn it into XML matching the HSBC spec (hence the XML to XML mapping).I am not sure how to get the source for standard check printing prog. Any idea of how to do Oracle XML- HSBC XML Mapping? Any help is really appreciated.ThanksValli

    DB:2.63:Oracle Xml To Hsbc Xml Mapping For R12 Ap Check Printing 8k

    Review this note, you will get source of check printing programR12: Master Troubleshooting Guide for Oracle Payables Check Printing issues (Doc ID 1353280.1)thanks

  • RELEVANCY SCORE 2.63

    DB:2.63:First Hsbc Selloff - Sign Of Things To Come? 9m



    Today I recieved this email from HSBC:

    As you may be aware HSBC Bank USA N.A. (HSBC) has been undergoing a review of the markets in which we operate globally to reposition our businesses around our vision to become the leading international bank. Consistent with HSBC's global strategy, HSBC Bank USA has been conducting an analysis of its retail branch network to align the size and locations of our U.S. branches with those markets with strong international connectivity.I am writing to you today to let you know that HSBC has reached an agreement to sell all retail branches in Upstate New York along with 4 branches in Westchester County and 2 branches in Putnam County New York, and 6 branches in Connecticut to First Niagara Group, Inc., subject to regulatory approval.

    In addition, and also subject to regulatory approval, we will be consolidating approximately 13 branches in Connecticut and New Jersey into nearby branches.

    Although this is related to the banking portion of HSBC, I think some of their statements speak volumes to their current goal.. I say HSBC cardholders should be on notice.

    DB:2.63:First Hsbc Selloff - Sign Of Things To Come? 9m

    stan_the_man wrote:Ulan wrote:stan_the_man wrote:Wolf3 wrote:danpass wrote:
    Hmmmmmmm ............ maybe I will close my Orchard now. I only have one thing going on it every month and that is easy to switch over.

    And I recently got the Discover so the Avail Cred will be nearly a wash

    I am waiting to see, I may end with a bank I like better.

    +1

    Is there any way the CC business could get worse?

    Well, they could sell their cc portfolio to First Premier Bank...

    Sadly, that was the one bank that I thought of that could be worse. However, they wouldn't want any part of at least a portion of the HSBC's portfolio -- the prime customers (they're out there -- people like me).

    It would not suprise me if the CC business gets split up and sold seperately. Some buyers may want the HSBC, Neiman Marcus, Saks accounts. Others may want he Orchard, Household, BB accounts. Or other splits.

  • RELEVANCY SCORE 2.62

    DB:2.62:Ht4744 I Was Very Impressed With The Thunderbolt, Love Make Me Dizzy, I Have An Imac Computer Using The Mini Display Port Output, Because I Do Not Understand Thunderbolt 27-Inch Monitor To Buy The Latest, And Apparently Can Not Make Me Dizzy Used Very Sophistica zj


    I was very impressed with the Thunderbolt, love make me dizzy, I have an imac computer using the mini display port output, because I do not understand Thunderbolt 27-inch monitor to buy the latest, and apparently can not make me dizzy used very sophisticated, so the mini display port input output Thunderbolt, I am more confused, how is what is the solution of apple, dizziness

    DB:2.62:Ht4744 I Was Very Impressed With The Thunderbolt, Love Make Me Dizzy, I Have An Imac Computer Using The Mini Display Port Output, Because I Do Not Understand Thunderbolt 27-Inch Monitor To Buy The Latest, And Apparently Can Not Make Me Dizzy Used Very Sophistica zj

    Huh?If you have an older imac with a mini-displayport you cannot connect the newer 27" tunderbolt display to it. TB devices can only be connected to TB sources.Confusing Mini DisplayPort with Thunderbolt

  • RELEVANCY SCORE 2.62

    DB:2.62:Dizzy And Wonderboy For The Ps2 77


    hi, i'm the kinda guy who loves retro games being released on the playstation. most of the older games are more playable than the new games and almost impossible to complete. we have seen the releases of rainbow island and paperboy. and i would like to see a dizzy collection or a wonderboy collection be released as these were my fav games on the c64.
    are they to be released? and if not, why not.

    DB:2.62:Dizzy And Wonderboy For The Ps2 77

    that package sounds good.
    i'm just so fed up of the lack of enjoyable games coming out for the playstation2. and rather having to go to the pc to have a good time, i thought that they would have bought some of the older c64 games out, as taito have.
    why not an ocean collection or a codemasters collection.

  • RELEVANCY SCORE 2.61

    DB:2.61:Lower Apr On Hsbc Gm Mastercard x7



    Has anyone had any luck receiving a lower APR on a GM Platinum Mastercard issued by HSBC?

    I have an account with a $4k CL and at the time of application I had a 730. Had the card for 8 months, no balance.

    I am thinking of closing it out, since they are my highest APR card at 23.99.

    DB:2.61:Lower Apr On Hsbc Gm Mastercard x7


    Is there any AF? If not, why does the APR matter if you don't carry a balance? If there is no AF, I'd just sockdrawer it.

  • RELEVANCY SCORE 2.61

    DB:2.61:Recently Installed Ms Office Pro Plus 2010, Cant Print From Any Cd-Roms Without Interference From Word ak


    Hi All,

    I am a tad dizzy when it comes to computers (please dont sigh. . )
    Recently I have installed MS office pro plus 2010, great! The only problem I have is that when I install/play a CD-Rom it lets me view it no probs, but I am unable to print from it. Word loads and then states in a box about file conversion and text coding
    options ?!?!
    Why does Word even get involved?!
    Before I had office suit I could install/play CD-Roms and print as many pics as I liked. Any ideas as to what I might need to change. I have installed the adobe reader 9.0.
    Thanks in advance for any help :0)

  • RELEVANCY SCORE 2.61

    DB:2.61:Items Being Double Reported - Need Help f7



    OK I have two credit card accounts that I let go bad. My fault. But now HSBC has sold the accounts to Portfolio and both cards are being reported by HSBC and Portfolio on my three credit reports. Same accounts, the HSBC accounts have a zero balance and the Portfolion accounts are showing a balance.I am trying, unsuccessfully so far, to get a PFD from Portfolio but in addition I feel I am getting double dinged by HSBC for these since the same account is being reported twice. A total of four BADDIES on my CR's.

    Can I ask that HSBC remove theirs since they have no finanicial interest in these accounts anymore? I don't feel the double hit is fair.

    DB:2.61:Items Being Double Reported - Need Help f7


    Trying to get where I can buy a house in a year. Right now my scores are 602 EX, 622, EQ, 663, TU. These double hits are killing me. Seems so unfair. Like being tried twice for the same crime.

  • RELEVANCY SCORE 2.61

    DB:2.61:Did Any One Tried To Convert Hsbc Master Card To Hsbc Discover Card? a3


    I have HSBC Master Card and Orchard Visa. I am wondering if any had tried changing their HSBC MC or VS to a HSBC Discover Card? I want to see if I can get a HSBC Discover card. Did any one try getting a Discover from HSBC like this?

    DB:2.61:Did Any One Tried To Convert Hsbc Master Card To Hsbc Discover Card? a3

    Concord, please let us know how it goes when you get the card. I want to know what I passed up.



    "Never ever, ever be late. Never" (FUTR)

  • RELEVANCY SCORE 2.60

    DB:2.60:Thread: Partition Sles10 9z


    I am so dizzy :(........... from reading and listening to all the various ways to partition SLES for GroupWise. Is anyone willing to share how they partitioned their servers, file types etc. I will be installing GWIA, POA and an MTA on this box. Perhaps GWAVA Retain. As of now I am just testing in the LAB. Thanks ahead!

    DB:2.60:Thread: Partition Sles10 9z

    Hi Kbannister,

    Check this out http://www.gwavacon.com/resources/pd...Wise_Linux.pdf

    Its got good tips and configs for GroupWise server config for Linux

    NickHo

  • RELEVANCY SCORE 2.60

    DB:2.60:When Can We Expect Safari To Be Compliant? as


    Am I the only one having tremendous difficulties browsing the net on safari on the IPad?

    It seems like as soon as I encounter anything outside javascript or basic HTML it just pukes.

    Ordering things online through a shopping cart is an adventure to say the least.
    If the page has Flash on it... forget it (and why is flash not supported again!?)

    I know it is safari because I get the sam kinds of issues on my macbook air. The difference being that I can use Firefox on my macbook air so I just turf safari there.

    I understand that apple is in the business of making hardware, and that they do not wish to get involved in software wars with 3rd parties. Fine. But hows about allowing the software onto the hardware? Stop trying to fix safari, and make room for the browser experts to do what they do best.

    At risk of sounding like a rant (which this is not intended to be) I am finding a tremendous dizziness trying to understand Apple's POV. They claim hardware manufacturer... not a software co. But when it comes to software compatibility and support... they take the exact opposite stance. Am I the only one getting dizzy here?

    Don't even get me started with ITunes. Anyone who has spent anytime in Linux with Amarok would be revolting over when Apple is going to get with the times on their software... that they don't officially pursue... but they don't let outside software makers in.... oh darn I'm dizzy again!

    Anyways... some foresight and taking their software 100% of the way would solve all this. Or get out of the way and let the experts do what they do best is an even better idea.

    Great at hardware... leave the software to the rest of us.

    Message was edited by: linux convert

    DB:2.60:When Can We Expect Safari To Be Compliant? as

    Some of your suggestions are valid, and I think the best thing to do is go to the feedback page and suggest them to Apple directly. These forums are for technical support.

    That being said though, it's really not a question of why the iPad doesn't do these things. It just doesn't. My Audi doesn't have the cupholders that my Ford does, and it doesn't drive like a Ferrari, and it gets worse gas mileage than a Prius. So, I don't complain to Audi. If you don't like the iPad and what you view as pitfalls, then by all means you shouldn't buy one, and you should purchase the tablet out there that does all that you want.

    But back to the top .... use the feedback page. We aren't Apple and aren't necessarily privy to why certain decisions were made.

  • RELEVANCY SCORE 2.60

    DB:2.60:Where Do I Go? Goodwill Or Wait? sc



    I have few negative closed accounts on my credit file which I am trying to clean up.

    Back story: Last fall I got a previous HSBC account which I had paid thru RJM Acquisitions to delete their trade line after multiple letters and e-mail's to HSBC. I basically stated to HSBC that, "hey RJM Acq deleted their trade line here is a letter from them, can you please, please, please delete your trade line." They did.

    Now, the current one I am working on is from HSBC. It is PAID thru Portfolio Recovery back in 4/2013. There are two ding's on my credit report, one from PRA and one from HSBC. I am working my hardest to get HSBC to delete first, that way I can go to Portfolio Recovery and say hey HSBC isnt on my account, please delete! PRA are pretty hard to deal with.

    One question, should HSBC be reporting it as a "paid collection" on their tade line? It currently says "Charge Off account / Transfer - sold" PRA says Paid Collection.

    And----

    When will this trade line come off my credit report if I can't get HSBC to delete? 7.5 years from the date of the last payment which was 8/2009? Or 7.5 years from when I paid Portfolio recovery back in 4/2013? I need these negatives off

    DB:2.60:Where Do I Go? Goodwill Or Wait? sc


    I sent a few letters to Capital One CEO Richard Fairbank, to try and get rid of my paid HSBC collection account form 2009 since PRA won't delete it. Hoping Cap one will delete then i can have leverage for PRA to delete their trade line too. They called me back today and left a message. I will have to call them back later on and see what they can do for me.

  • RELEVANCY SCORE 2.60

    DB:2.60:Contacting Hsbc, Where Do I Find The Info js



    Does anyone have the number of HSBC, so I can enquire as to why I was declined for the Future Shop credit card? Or e-mail?

    Thanks,

    Tina
    Message Edited by TinaCherilee on 09-15-2009 11:20 AM

    DB:2.60:Contacting Hsbc, Where Do I Find The Info js

    Hi TinaCherilee,You can reach HSBC Customer Service at 1-866-248-9481.Hope this helps!



    Moderator JulezWas your question answered? Mark it as an Accepted Solution! See a great post? Click on the WHITE STAR to show your appreciation!

  • RELEVANCY SCORE 2.60

    DB:2.60:Rec'd Letter From Hsbc Today Re: Dispute - Advice Please pc


    I filed an online dispute with EQon March 7 regarding an HSBC account. Today I received a letter in the mail from HSBC saying the following:"This letter is in response to your credit bureau dispute. In order to process your dispute, the following information is needed:The full name on your accountThe account number (full or partial)Your SS#Your current addressA detailed explanation of your requestA copy of the page(s) from your credit report indicating the account indicatedUpon receipt of this information we will process your request...."I am almost certain that I have not sent a GW to HSBC (all of my paperwork is at work). But I checked my EQ report just now and see that I submitted a dispute letter dated March 7 and listed the HSBC account. It was being reported twice - once as Orchard and also as HSBC. HSBC's letter I got today is dated 3/11.Is HSBC trying to cover themselves because they can't locate my account info and are hoping I'll send it to them? Any advice on how to proceed from here? The account has currently been dropped from my CR. I don't want to see it get reinserted.Thanks!

    DB:2.60:Rec'd Letter From Hsbc Today Re: Dispute - Advice Please pc

    don't send them anything!!!!! If they don't verify with the CRAs within 30 days (45 if filed from a free CR) The CRAs must deleteIf the CRAs verify......send HSBC the OC letter....use only the info. on your CR!!!Message Edited by HappyDays on 03-21-2008 04:41 PM

  • RELEVANCY SCORE 2.60

    DB:2.60:I M Angry N Gonna Cry Loudly 8z


    giant,monopoly and initiator of computer era Microsoft, why so lazy,dizzy and slow for development, marketing of winmo? new born baby (android) leaving u behind in the race. and why did u injustify with winmo 6.5 users? u
    slapped them on their face who trusted u for years. i am one of them who bought the samsung GT-B6520 winmo 6.5 std. 3 months ago and i found that all u cares about win 7 phones. shame on u

    DB:2.60:I M Angry N Gonna Cry Loudly 8z

    giant,monopoly and initiator of computer era Microsoft, why so lazy,dizzy and slow for development, marketing of winmo? new born baby (android) leaving u behind in the race. and why did u injustify with winmo 6.5 users?
    u slapped them on their face who trusted u for years. i am one of them who bought the samsung GT-B6520 winmo 6.5 std. 3 months ago and i found that all u cares about win 7 phones. shame on u

    I won't recite the entire history, but it was in Feb 2010 that Microsoft laid out their plans on moving on from Windows Mobile. Soon there after many carriers stopped selling Windows Mobile devices and developer interest migrated elsewhere. Windows Mobile
    devices are primarily available for Enterprise uses only. I'm surprised there was still a place selling it three months ago.

  • RELEVANCY SCORE 2.60

    DB:2.60:Success With Gw To Capital One, Hsbc, Ge Money Bank? dz



    Looking for success stories for GW letters to remove charge off's to Capital One, HSBC, GE Money Bank, and Chase? I have settled in full with all of them, some paing in full. I did not do PFDs, but am now looking for goodwill removal. Anyone have any success?

  • RELEVANCY SCORE 2.60

    DB:2.60:Trouble Loading To Hsbc Website 7f



    I have been attenpting to connect to HSBC HK site for two days, it doesnt not load at all. Evry other sites works except this.

    Did a speed test..unconsistent from 6/15 to 45/23 ( my plan is 50/25).... called Verzion ..on hold 40 min and counting...

    anyone has idea why? I am MacAIr user but I tried different browser : firefox ,safari.chrome, used my old Win laptop..still the same..any advise or suggestion? Check other site to verify HSBC server--works fine ( also my HSBC app in iphone doesnt connect either w Wifi in the house)

    DB:2.60:Trouble Loading To Hsbc Website 7f


    Possibly a DNS issue?

    I connect with no issues. I am using a pair of open dns servers in Los Angeles

    204.194.232.200

    204.194.234.200

  • RELEVANCY SCORE 2.59

    DB:2.59:Getting Hsbc Offers In The Mail js



    I've received about 3 cc offers from HSBC in the mail over the last week. I think it's pretty odd because I have a Best Buy/HSBC charge off on my reports and I haven't yet resolved the issue with the collection agency. I understand these are prescreenings and not official offers, I just find it odd that I am receiving them at all.

    I am currently waiting for my last round of GWs to do their magic (HSBC is not one of them) and am planning on trying to open a few cc. Is there any change HSBC would actually consider extending credit to me?

    Thanks.




    Starting: TU 616 (VS) EQ 598 (FICO) EX 619 (FAKO)Current: TU 670(FICO) EQ 667 (FICO) EX 660 (FAKO)Look out 700 Club, here I come!!!

    DB:2.59:Getting Hsbc Offers In The Mail js


    Don't even waste your time. They don't base the junk mail that they send on your credit score. They send them out to random people and if you apply then they've accomplished their goal. I used to think if they sent it to me, then I must have some qualifications and every time I applied, I got denied. It's a marketing tactic and it's a waste of time. If you need a card, go to a company that's known for helping people repair their credit. Not the random flyers in the mail from HSBC.

  • RELEVANCY SCORE 2.59

    DB:2.59:Hsbc Best Buy Mastercard pm



    I currently have the HSBC Mastercard for best buy with AF of 79 from like 4 years ago. They waived the AF last year, I was wondering if there is a way to get the AF removed completely and if i need to apply for a new card will they back date the new card if I am approved?

    DB:2.59:Hsbc Best Buy Mastercard pm

    Ron1 wrote:
    search this board older thread. They need to re-apply for higher tier HSBC Platinum Mastercard. It means Gold Mastercard with AF has no future and it's pretty much dead end. They cannot do anything about AF and APR.

    Ron.

    The Gold card has two teirs though AF and NO AF.

  • RELEVANCY SCORE 2.58

    DB:2.58:Hsbc 7j



    Does anyone know which bureau HSBC pulls - I live in Texas?

    Thanx

    DB:2.58:Hsbc 7j


    lookingtothefuture, it depends on what card you are applying for. I also live in Texas and they pulled

    EQ - for my Best Buy store card (serviced by HSBC)

    EX - for my HSBC weekend card

    I hope this helps.

  • RELEVANCY SCORE 2.58

    DB:2.58:Ts1275 Ios 7 Is Making Me Dizzy! 73


    ios 7 is making me dizzy and giving me headaches. I tried the slow motion down but I'm still getting headaches. I cant go back to ios 6 because of error code 3194. Do I now just have to go out and get a different phone just so I can work? Help me !!

    DB:2.58:Ts1275 Ios 7 Is Making Me Dizzy! 73

    I did and I called and talked to them for an hour. They said ios 7 is great if you don't like it get a different phone. We will never get you get ios 6 back.I guess apple know best.

  • RELEVANCY SCORE 2.58

    DB:2.58:Why Can't I Get Into Hsbc Mobile Site On My Iphone 4s? za


    Using an iPhone 4s and trying to use the HSBC mobile banking "app". I called HSBC but they couldn't help. I key in the site, but when it pops up it won't allow me to log in. The HSBC rep said she was able to do it on her iPhone. I cleared cookies and history and allow cookies, but nothing is helping. Anyone else have this problem? Resolution???Thanks!

    DB:2.58:Why Can't I Get Into Hsbc Mobile Site On My Iphone 4s? za

    Still a problem. After activating app it was okay, but then when trying to log in using normal procedure again it's the same old problem...

  • RELEVANCY SCORE 2.58

    DB:2.58:The Martian Forums? zj



    It seems that the forums are now filled with small green (wo)men.

    Argh, not just most others.

    I am starting to feel different, dizzy or distant or something.

    Do the +/++/+++/++++ mean that some are greener than others?

    DB:2.58:The Martian Forums? zj


    No wine yet, but spent some time staring at the little dude.

    Sort of looks like a sea-sick rendition of those "rap-rats," or whatever they are, in the Kia TV commercials, with a green "jester's hat" with two little bells on the end... Can't wait to look closely AFTER the wine.

    Hunt

  • RELEVANCY SCORE 2.58

    DB:2.58:Why Is Msvbvm50.Dll Not Compatible With Windows 7 99


    Original Title: why is this file not compatible with windows 7?...msvbvm50.DLL....what is compatible with windows 7?

    I chat in halsoft vp chat...and am trying to d/l a program caleed The Dizzy...which requires msvbvm50.DLL....I get a message saying it is not compatible with this version of windows...so wht is compatible with windows 7 as far as the msvbvm dll is concerned?

    DB:2.58:Why Is Msvbvm50.Dll Not Compatible With Windows 7 99

    Hello ryewhisky,
    If you are running a 64 bit version of Windows 7, you would need to be sure the version of the Halsoft vp chat is compatible with this version of Windows 7.
    Just a thought but I would check with the manufacturer of Halsoft vp chat.

    Thanks,

    Marilyn
    Microsoft Answers Support Engineer
    Visit our
    Microsoft Answers Feedback Forum and let us know what you think

  • RELEVANCY SCORE 2.58

    DB:2.58:Hsbc 7f


    The credit analyst # for HSBC does not work. I just get a busy signal after 2 rings.

    DB:2.58:Hsbc 7f

    It's the first time calling for one. There have been some auto cli's as well as me requesting some online a few times over the years back when you could do so.

  • RELEVANCY SCORE 2.58

    DB:2.58:Hsbc Discover Card 9j


    Hi everyone i am here trying to get somehelp regarding HSBC DISCOVER CARD .So does anyone have any info about this card if it is a good card ,and easy to get ??or not . also i heard so much aboutwal-mart discover card .what is your advise ??BTW my fico score with exp 669 ,tu 625 as of 11 -25-2007thank you so much for your input .

    DB:2.58:Hsbc Discover Card 9j

    I app'd for the HSBC discover directly.

  • RELEVANCY SCORE 2.58

    DB:2.58:Hsbc Processing Fee xf


    Does anyone have experience with a $49 processing fee for HSBC cards? I am working with someone that got a letter after application that they need $49 for processing the card.Does this mean you send in the card and you get the card or can they be denied?

    DB:2.58:Hsbc Processing Fee xf

    If you send them $49 you will get a card, but usually it's the onewith a 300 limit anda $96 AF.



    07/26/2007 TU-688EQ-656EX-649

  • RELEVANCY SCORE 2.58

    DB:2.58:Hsbc Deleted One Out Of Two 30 Day Lates. 71



    I checked my report through Truecredit this morning not for scoring but to monitor activity . My question is why? though I'm not complaining. Why would HSBC deleted one 30 day late and not the two of them? These two lates were consecutive.

    DB:2.58:Hsbc Deleted One Out Of Two 30 Day Lates. 71


    You know, sometimes you just have to consider a partial win still a win!

    HSBC did something similar to me - I sent GW after GW and then, out of nowhere (never received a call or letter confirming they would delete), the late payment disappeared from 2 CRAS, but not the 3rd CRA. Since allegedly HSBC is really tough to GW, I just left it alone and decided that was better than nothing. At least 2 of my credit scores will benefit from the deletion.

    I have no idea what is up with HSBC and why they give random, partial GWs on occassion, but one late is better than 2 so I would just leave it alone.




    Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575Jan 2012 Current Scores: FICO EQ 604 FICO EX ??? TU98 623Feb 2012 Goal Scores: EQ 620 EX 620 TR 620 (or just the middle to be 620!!)

  • RELEVANCY SCORE 2.58

    DB:2.58:Iexplore.Exe Virus pm


    I have been having issues with multiple iexplore.exe running in the task manager, even when I am NOT running Internet explore. I have run virus scans, maleware scans until IM dizzy!!!

    is this a virus?? if so, how do I get rid of it.

    DB:2.58:Iexplore.Exe Virus pm

    Hi,

    Check these :

    IE8 Redirect Problems - Possible Causes and Fixing Redirect Problem
    http://www.brighthub.com/computing/windows-platform/articles/60039.aspx

    http://ezinearticles.com/?Google-Redirect-Virus-Fix---How-to-Get-Rid-of-Google-Virusid=2450094

    http://ask.metafilter.com/100853/Oh-that-nasty-Google-Redirecting-Virus

    http://www.geekstogo.com/forum/How-to-fix-Google-Redirects-t267407.html

    ------------------------------------------------

    IE - Tools - Internet Options - Advanced Tab - click Restore then click Reset - Apply / OK

    IE - Tools - Internet Options - Security Tab- click reset all zones to default - Apply / OK

    Close and Restart IE

    IE - Tools- Manage Addons (for sure disable SSV2 if it is there, this is no longer needed but Java still

    installs it and it causes issues - you ever update Java go back in and disable it again.) Look for other

    possible problems.

    Windows Defender - Tools - Software Explorer - look for issues with programs that do not look right.

    Permitted are usually OK and "not permitted" are not always bad. If in doubt about a program ask about

    it here.

    Could be a BHO - BHOremover - Free - standalone program, needs no install, download and
    run - not all are bad however some can cause your issue (Toolbars are BHO's).
    http://securityxploded.com/bhoremover.php

    How to perform advanced clean-boot troubleshooting in Windows XP
    http://support.microsoft.com/kb/316434

    Startup Programs - for XP use RUN to run MSCONFIG.exe
    http://www.vistax64.com/tutorials/79612-startup-programs-enable-disable.html

    Quickly Remove Items from Windows XP Startup
    http://www.howtogeek.com/howto/windows/quickly-remove-items-from-windows-xp-startup/

    Also get Malwarebytes - free - use as scanner only.
    http://www.malwarebytes.org/products/malwarebytes_free

    SuperAntiSpyware Portable Scanner - Free
    http://www.superantispyware.com/portablescanner.html?tag=SAS_HOMEPAGE

    =========================================
    =========================================

    If needed and you suspect malware :

    Check for malware and when you are sure the system is clean run the cleanup.

    Do a thorough check as often this sort of malware is accompanied by a much tougher to detect

    and remove payload. Better to go overboard now rather than pay the price later.

    These can be done in Safe Mode - repeatedly tap F8 as you boot however you should also runthem

    in regular Windows when you can.

    TDSSKiller.exe. - Download to the Desktop - then go to it and Right Click on it - RUN AS ADMIN
    it will show any infections in the report after running - if it will not run change the name from
    tdsskiller.exe to tdsskiller.com. Whether it finds anything or not does not mean you should

    not check with the other methods below.
    http://support.kaspersky.com/viruses/solutions?qid=208280684

    Download malwarebytes and scan with it, run MRT, and add Prevx to be sure it is gone. (If Rootkits

    run UnHackMe)

    Download - SAVE - go to where you put it - Right Click on it - RUN AS ADMIN

    Malwarebytes - free
    http://www.malwarebytes.org/products/malwarebytes_free

    SuperAntiSpyware Portable Scanner - Free
    http://www.superantispyware.com/portablescanner.html?tag=SAS_HOMEPAGE

    Run the Microsoft Malicious Removal Tool

    Start - type in Search box - MRT find at top of list - Right Click on it - RUN AS ADMIN.

    You should be getting this tool and its updates via Windows Updates - if needed you can download

    it here.

    Download - SAVE - go to where you put it - Right Click on it - RUN AS ADMIN
    (Then run MRT as above.)

    Microsoft Malicious Removal Tool - 32 bit
    http://www.microsoft.com/downloads/details.aspx?FamilyID=AD724AE0-E72D-4F54-9AB3-75B8EB148356displaylang=en

    Microsoft Malicious Removal Tool - 64 bit
    http://www.microsoft.com/downloads/details.aspx?FamilyId=585D2BDE-367F-495E-94E7-6349F4EFFC74displaylang=en

    also install Prevx to be sure it is all gone.

    Download - SAVE - go to where you put it - Right Click on it - RUN AS ADMIN

    Prevx - Home - Free - small, fast, exceptional CLOUD protection, works with other security programs.

    This is a scanner only, VERY EFFECTIVE, if it finds something come back here or use Google

    to see how to remove.
    http://www.prevx.com/ -- information
    http://info.prevx.com/downloadcsi.asp -- download

    PCmag - Prevx - Editor's Choice
    http://www.pcmag.com/article2/0,2817,2346862,00.asp

    Try the trial version of Hitman Pro :

    Hitman Pro is a second opinion scanner, designed to rescue your computer from malware (viruses,
    trojans, rootkits, etc.) that have infected your computer despite all the security measures you have taken

    (such as anti virus software, firewalls, etc.).
    http://www.surfright.nl/en/hitmanpro

    --------------------------------------------------------

    If needed here are some online free scanners to help

    http://www.eset.com/onlinescan/

    -----------------------------------

    Original version is now replaced by the Microsoft Safety Scanner
    http://onecare.live.com/site/en-us/default.htm

    Microsoft Safety Scanner
    http://www.microsoft.com/security/scanner/en-us/default.aspx

    ----------------------------------

    Other Free online scans
    http://www.google.com/search?hl=ensource=hpq=antivirus+free+online+scanaq=foq=aqi=g1

    --------------------------------------------------------

    After removing any malware :
    Also do these to cleanup general corruption and repair/replace damaged/missing
    system files.

    Run DiskCleanup - Start - All Programs - Accessories - System Tools - Disk Cleanup

    RUN - type in the box -

    sfc /scannow

    Then run checkdisk (chkdsk).

    RUN - type in the box -

    chkdsk /f /r

    -----------------------------------------------------------------------

    If any Rootkits are found use this thread and other suggestions. (Run UnHackMe)

    http://social.answers.microsoft.com/Forums/en-US/InternetExplorer/thread/a8f665f0-c793-441a-a5b9-54b7e1e7a5a4/

    ================================

    For extreme cases :

    Norton Power Eraser - Eliminates deeply embedded and difficult to remove crimeware

    that traditional virus scanning doesn't always detect. Because the Norton Power Eraser

    uses aggressive methods to detect these threats, there is a risk that it can select some

    legitimate programs for removal. You should use this tool very carefully, and only after

    you have exhausted other options.
    http://us.norton.com/support/DIY/index.jsp

    ================================

    If you are in North America, you can call 866-727-2338 for help with virus and spyware

    infections. See http://www.microsoft.com/protect/support/default.mspx for details. For

    international information, see your
    local subsidiary Support site.
    Hope this helps.

    Rob Brown -
    Microsoft MVP - profile - Windows Expert - Consumer : Bicycle - Mark Twain said it right.

  • RELEVANCY SCORE 2.58

    DB:2.58:Cap One/Hsbc Cli xj



    Has anyone had any success with the Luv Button and recently converted HSBC accounts?

    If so, which division was you account before? (HSBC, Household, Orchard, etc.) Also, did your account recently convert or was it converted before this wave of conversions? (I guess there was a first wave of conversions, or so it was rumored. I don't know which cards were converted earlier or what the criteria for the conversion was.)

    I was told conflicting information by Capone. (Imagine that!) I was told it should be possible now (EO), even though when I tried it told me I had to wait until the coversion was final. I was also told that I had to wait 30 days after the conversion. (Supervisor)

    I am trying to figure out if there is partial truth to being able to request it now and if so why are some accounts being restricted. Maybe, for example, Household accounts aren't being allowed for some reason or they have a glitch or just simply conflicting info by the infamous Capone CSRs.




    Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!

    DB:2.58:Cap One/Hsbc Cli xj

    I wouldn't even wait a year...I'd bug them again in 6 months when I ask for cli lol



    GARDEN GOAL: MARCH 2014LAST APP: 08/20/2013---=[NORTHBOUND]=---

  • RELEVANCY SCORE 2.58

    DB:2.58:Hsbc Residuals Thru Cap 1 98


    I have several old 30 day lates....showing on my credit report from HSBC and Orchard Bank that transitioned to Cap 1 cards. Why is Cap 1 reporting me to have missed payments when I never have missed a Cap 1 payment. I have dispute these payments but they remain. Anybody else have this problem?

    DB:2.58:Hsbc Residuals Thru Cap 1 98


    Did the account simply transition in ownership, and is thus a continuation of the old account, or is it an entirely new accunt with a new account agreement?

  • RELEVANCY SCORE 2.57

    DB:2.57:Hsbc px



    has not updated my balance on my credit report.

    WFNB/Lerners has not either. They were paid on 4/15 so I am wondering how long they will take to update the CRA?




    Starting Score: 545Current Score: 725Goal Score: 750Take the FICO Fitness Challenge

    DB:2.57:Hsbc px

    BungalowMo wrote:
    Where are you checking the report? I had creditcheck total for a while. I got it every day would make a note as to when "who" updated on my reports. I know TransUnion would always update first, no matter the TL, it's like they got the info out a couple days before the others.

    Is this a 100% good acct? Just curious

    When was the last update for your acct?
    Message Edited by BungalowMo on 05-11-2009 07:47 PM
    It is reporting on all three credit reports. The last update says 4/2009, but this balance was the same as when I pulled it the first time on 4/3/09. I made a payment of $469, ( I just checked my account online) and that is updated, just not my reports. The statement date says 5/12. I am guessing I wait until after this statement date to see if they report?




    Starting Score: 545Current Score: 725Goal Score: 750Take the FICO Fitness Challenge

  • RELEVANCY SCORE 2.57

    DB:2.57:Everytime I Plug In My Iphone 5 S I Feel A Small Wave Of Energy And Am Dizzy For 1 Hour After This? Any Ideas Why? Its Been Going On For A Mth? pf


    Everytime I plug in my iphone 5 s I feel a small wave of energy and am dizzy for 1 hour after this? Any ideas why? Its been going on for a mth?

    DB:2.57:Everytime I Plug In My Iphone 5 S I Feel A Small Wave Of Energy And Am Dizzy For 1 Hour After This? Any Ideas Why? Its Been Going On For A Mth? pf

    Everytime I plug in my iphone 5 s I feel a small wave of energy and am dizzy for 1 hour after this? Any ideas why? Its been going on for a mth?

  • RELEVANCY SCORE 2.57

    DB:2.57:Hsbc Card Limit ? 9x


    i have a hsbc credit card, and am considering getting an orchard card. i'm wondering, if i would also like to get an hsbc backed store card in the near future (ie best buy or other stores), will the 2 card limit prohibit me from being approved for the store card, if i already had 2 of there cc?

    DB:2.57:Hsbc Card Limit ? 9x

    I have HSBC MC, Best Buy, Furniture Row, and Nautilus (bow flex) all HSBC. I think the 2 card rule might be for their cc's not store cards but I could be wrong.

  • RELEVANCY SCORE 2.57

    DB:2.57:Hsbc Gm Flex Card Cld! xa



    Hi all I had a HSBC GM flex card with a limit that started at 750$ i log into my acct this am and boom down to 305$ Needless to say i was a little annoyed with HSBC. I decided to close the card (only open since march) looking at my cards i had in my wallet i had to shut it down. Just a heads up for everyone

    Citi cash returns 12,500 CL

    BOA 10,100CL

    Chase Freedom 9,600 CL

    Discover 9,500

    BOA AMEX 6,000 CL

    WELLS cash card 5,000 CL

    Elan 4,500 CL

    hsbc helzberg 3,300CL

    Cap one 1,500 CL

    AMEX green who knows CL

    DB:2.57:Hsbc Gm Flex Card Cld! xa

    I have the same card that was opened in September. I'm still at the $750 CL.

  • RELEVANCY SCORE 2.57

    DB:2.57:Why Don't I Have Reduce Motion Option With Ios 7.0.2 Upgrade? xk


    Why don't I have reduce motion option with iOS 7.0.2 upgrade? It is making me really dizzy and sick to my stomach similar to reading in the car (can't do that either). I read to go into general settings, accessibility and click reduce motion....I do not have this option at all. HELP!

    DB:2.57:Why Don't I Have Reduce Motion Option With Ios 7.0.2 Upgrade? xk

    Seconded. Although my main problem w/ that zoom-out-as-app-loads effect is that I suspect it's the source of that annoying delay between app zooming open UI being active/accepting input. When I switch between apps, after the zoom completes, there's 1-2 seconds where the app accepts no UI input at all. This seemed instantaneous in iOS 6.(Oh, off-topic, but the control center is devilishly hard to sweep up. most of the time I accidentally start Safari or Mail.)

  • RELEVANCY SCORE 2.57

    DB:2.57:Hsbc Lost Card Now No Longer On Report? 1x



    I am pretty sure I have this on the board before. I reported my card lost recently and now it reports as a 0 balance with closed or paid account as the listing. The card isn't closed and it has a balance. Why does this happen?

    DB:2.57:Hsbc Lost Card Now No Longer On Report? 1x


    hmmmm,

    I have the same exact problem. My card was lost and I was issued a new one and now I have two Orchard CC's listed on my credit reports. I emailed them about it and I will update if I hear anything back.




    Oct, 2011 FICO 637March, 2012 FICO 662Goal:750

  • RELEVANCY SCORE 2.56

    DB:2.56:Bankruptcy Reporting And Hsbc jp



    Hello all.

    Hope I can get some advice. I filed Bankruptcy march of 2008. The only thing I discharged in my Chapter 7 was my home. 80 20 loan with Countrywide and 20 with HSBC. Discharge was July of 2008. Hsbc "transfrred" the debt to HFC before discharge so now I show two accounts with the same account number on my credit reports. HSBC with 120 day or more lates "transfered to other lender" HFC shows included in bankruptcy. So basically I am getting hit twice on my credit reports for the same loan. I cant understand if HFC is HSBC just another department how they can report it as seperate accounts. Any ideas on how to dispute this? Thanks in advance.

    DB:2.56:Bankruptcy Reporting And Hsbc jp


    Hi scottfromgeorgia,

    That's interesting! My investment-home went through foreclosure and HFC/HSBC did the same with my loans/CR. However, they transferred the "loan" AFTER foreclosure, so it shows 120 days late on the original mortgage and CO, CO, CO, CO etc. on the new one (and in my case, they did change the account-#). I would understand if they had opened a collection-account for this mortgage after foreclosure, however, I don't understand why they titled this account as "regular mortgage"- and "installment-account" AFTER a foreclosure. It's also very strange thatI'm consideredalready in CO the first reported month on a regular mortgage-account.

    In my case, I will include all the open amounts in my Chapter 7 and will document all potential reporting errors to them by CMRR.
    Message Edited by ScoreBooster on 12-12-2008 09:13 PM

  • RELEVANCY SCORE 2.56

    DB:2.56:Just Got A Windows Phone 7 And I Am Getting Frustrated By The Second. My Last Phone Was An Iphone. af


    Here's my issues:
    1. How do I disabled entering a password to unlock my phone. I can't seem to find a way to not require a password.
    2. My outlook email will not sync except I manaually hit refresh when the setting 'Download new content' is set to 'as item arrive'. This is really really some bs.
    3. This UI is slick, but after a while the that fade to black starts to make you feel a little dizzy. Why does the transition goes to black first before showing the next page.

    I could go on and on... Man, an update better come very sooon and fast...

    DB:2.56:Just Got A Windows Phone 7 And I Am Getting Frustrated By The Second. My Last Phone Was An Iphone. af


    Here's my issues:
    1. How do I disabled entering a password to unlock my phone. I can't seem to find a way to not require a password.
    2. My outlook email will not sync except I manaually hit refresh when the setting 'Download new content' is set to 'as item arrive'. This is really really some bs.
    3. This UI is slick, but after a while the that fade to black starts to make you feel a little dizzy. Why does the transition goes to black first before showing the next page.

    I could go on and on... Man, an update better come very sooon and fast...

    Is your e-mail tied to a corporate Exchange server? You might be subject to ActiveSync policies which enforces various password settings.

  • RELEVANCY SCORE 2.56

    DB:2.56:Hsbc Reporting Ca As Oc?... 9m



    I am again tending to my report in hopes of obtaining a mortgage, and I have an odd reporting I could use some help with...

    HSBC bank (Credit Card) is reporting a charge-off as of 7-1-11, but it is listing the original creditor as the CA, Portfolio Recovery.

    I am confused by a few things...

    1.Since HSBC is the OC. Why are theylisting the CA (Portfolio Recovery) as the OC? Can I dispute based on just this not being accurate?

    I do know that back in early 2011 both OC (HSBC) CA (Portfolio) were reporting at the same time, I disputed that they were multiple reporting and both TL's were removed, so I am not sure why it was added back several months later... I would like to send an OC Letter to HSBC also since I am unsure of the source of this debt. I did not bother doing so earlier, because the TL was removed, so I thought it was good. I was surprised to see it had popped back up. Would this be the correct couse of action?

    2. Reporting date shows "As of: 7-1-2011", however "Additional Account Information" shows the account was marked deliquent as of 4-1-2007.

    Is the 4-1-2007 the date they will use to remove this TL? What effect does the reporting date of 7-1-2011 have (if any)?

    3. And more general, do items "automatically" fall off at the 7/7.5 yr. mark? I am in California, and since the SOL here is only 4 years, should items fall off the CR after only4 years?

    Thanks for your help!




    Starting Score: 671/718/755 (2/1/11)Drop after applying for mortgage: 630/642/670 (3/31/11)Jan. 2014 Score: ???/685/712 (1/24/14)Current Score: EXP ???/TU 743/EQ 771 (4/4/14) (4/21/14)Goal Score: 800

    DB:2.56:Hsbc Reporting Ca As Oc?... 9m


    Thanks gadale6! Clear answers for my complicated questions. I appreciate it!




    Starting Score: 671/718/755 (2/1/11)Drop after applying for mortgage: 630/642/670 (3/31/11)Jan. 2014 Score: ???/685/712 (1/24/14)Current Score: EXP ???/TU 743/EQ 771 (4/4/14) (4/21/14)Goal Score: 800

  • RELEVANCY SCORE 2.56

    DB:2.56:Who To Gw For Old Hsbc pj



    I sent a couple letters to the HSBC address listed on my CR for a paid CO. I got a letter back on HSBC letter head that states they are no longer reporting the debt, which is still listed as HSBC on my reports. Should I attempt the Capital One EO, or is there still a HSBC entity?

    I am on a roll with GWs lately and I'm not gonna stop! In the last two weeks I got a First Premier deleted, a CMI Group (Comcast) deleted, and a call from Chase EO stating they were going to delete! Rock on!




    Starting Score: 495 Oct 2013Current Score: 685 Jan 2015 FICO EQGoal Score: (Old 680) New Goal of 720Take the myFICO Fitness Challenge

  • RELEVANCY SCORE 2.56

    DB:2.56:Why My E72 Keeps On Popping-Up "Search For Wlan" kz



    I don't understand how this happening, I don't know where to turn this OFF. The menus were not so friendly actually. Emails, Internet connection setups, WAP Servicessomethingwere all around. It's not been sorted out accordingly. The user is almost dizzy how to operate this "friendly" phone.







    Solved!
    Go to Solution.

    DB:2.56:Why My E72 Keeps On Popping-Up "Search For Wlan" kz


    Hi,

    I was having the same issue since past few months for my e72. I removed all access points and all email accounts and everything related to internet but the message keeps on popping.

    The reason this keeps appearing is that some applications keep trying to find wlan for updates or other stuff and this needs to be stopped for each of the applications. But since we do not know which application is doing that so I disabled internet access for all apps on my phone using following route:

    Go To:

    Menu - Control Panel - App. mgr. -Installed apps.

    Now here for each listed app go to options-settings and disable every kind of network access and access point. Note: you will not see the option to disable the network access for all apps but do this for any app that displays the option. (for my phone I could see the options for all blue coloured icons and not for the red ones)

    But anyways this has fixed the issue. Good luck to anyone who is still using this phone.

  • RELEVANCY SCORE 2.56

    DB:2.56:How Can I Hide The Activity Iindcator? It Makes Me Dizzy Nauseaus To Have It Going 24/7 s9



    HOW DO I REMOVE THE ACTIVITY INDICATOR ON LOWER LEFT IN NEW VERSION???

    IT'S MAKING ME DIZZY NAUSEAUS MOVING 24/7

    PLEASE LET ME KNOW ASAP AS I'M CHANGING SERVERS UNTIL THIS IS GONE -GIVES ME A HEADACHE

  • RELEVANCY SCORE 2.56

    DB:2.56:Best Buy Rewards Card Hsbc 7f


    Hello allEarlier this month i tried to get a CLI on my Best buy MC (HSBC), I was declined.didn't make sense since i paid on time never a late, never a late on other accountsI recieved the letter earlier as to why i was declinedI have reached maximum total credit limit allowed, that really suscksi have $2k cl with them, now I am wondering if i could do a product change with a card that could givea generous CL? And if i could which onesI do love this card do use it like crazythanks allEQ 687 EXP 696 TU 705

    DB:2.56:Best Buy Rewards Card Hsbc 7f

    Hello allEarlier this month i tried to get a CLI on my Best buy MC (HSBC), I was declined.didn't make sense since i paid on time never a late, never a late on other accountsI recieved the letter earlier as to why i was declinedI have reached maximum total credit limit allowed, that really suscksi have $2k cl with them, now I am wondering if i could do a product change with a card that could givea generous CL? And if i could which onesI do love this card do use it like crazythanks allEQ 687 EXP 696 TU 705

  • RELEVANCY SCORE 2.55

    DB:2.55:Hsbc Credit Card 9z


    hello everyone,I have an orchard card CL $500 which is owned by HSBC. Today, HSBC offers me an HSBC platium credit card fo $300. Should I accept it?

    DB:2.55:Hsbc Credit Card 9z

    I am new to this forum, but have been reading it for the past couple of months. I just received the Household Bank MC (HSBC) on last week. It have a $300 cl and a $79 af. I also have a Orchard Bank with $500 cl and BofA with $300 cl. I closed out my First Premier Visa and Mc in Jan 08 because of the crazy fees. I would if I was you consider getting the card. It will continue to help to build your credit.

  • RELEVANCY SCORE 2.55

    DB:2.55:Paid Collection To Midland, Hsbc Still Showing Balance And Reporting Co pc



    Sorry for all of the questions lately, I am really working hard to get my scores back up.

    Question for the day/hour:

    I have a charge off on my CR from HSBC. It was sold to Midland, and I paid it back in 2010. Been trying to GW Midland, but no success. It is showing up on my CR twice, once for Midland as a paid collection and once from HSBC as a charge off WITH a balance. Should I have two negative TLs for this one account? Is that just the price to pay for being irresponsible, or is there a way to get the HSBC TL off?

    Thanks so much!

    Scott

    DB:2.55:Paid Collection To Midland, Hsbc Still Showing Balance And Reporting Co pc

    If HSBC sold the account to Midland then HSBC should be reporting a 0 balance but ones is a charge off you will have 2 negatives 1 for HSBC and 1 for Midland you might wanna dispute HSBC for the balance if they verify you need to find the payment you made to Midland for the account.



    Starting Score: 607 (5-3-12) EQ FICO Current Score:671 EQ FICO (12-15-13);669 TU FICO (12-5-13); 699 (12-2-13) WALMART FICO; 695 EXP FICO (6-24-13)Goal Score: 700+ Across The Board

  • RELEVANCY SCORE 2.54

    DB:2.54:Why Do Some Of My Hd Channels Look So Much Better Than Others ? Some Of Them Judder And Blur To The Point Of Makeing Me Almost Dizzy To Watch..Help jk



    Shaw has already replaced my hdpvr receiver, cables and lmb...what's going on? I have a Plasma TV and do not see the same problem watching DVD's. Cables from Satellite are dedicated and not split at any point. Any ideas would be appreciated/

    DB:2.54:Why Do Some Of My Hd Channels Look So Much Better Than Others ? Some Of Them Judder And Blur To The Point Of Makeing Me Almost Dizzy To Watch..Help jk


    Hi cary,

    Has the reception on your subscribed channels improved at all since your last post? If you're still noticing trouble, it might be best to give Shaw Direct's troubleshooting team a call, at 1-888-554-7827. roryg may also be able to look into this for you.

  • RELEVANCY SCORE 2.54

    DB:2.54:General Programming Question. af



    Hi all,

    I am very dizzy of thinking the solution for this. Really out if idea. Please help.

    For example:

    I have an internal table itab, shown below:

    TANUMVLTYPSINGLMULTI
    0000002627CR3X
    0000002627MRKX
    0000002627MRKX
    0000002627TTYX
    0000002627MRKX

    DB:2.54:General Programming Question. af


    Hi Valter Oliveira,

    Really thanks for your input. I have tried your code, and it is working perfectly for me.

    Thank you so much.

  • RELEVANCY SCORE 2.54

    DB:2.54:Time And Date Function In C#.Net zx


    Hi i am creating my project in c#.net and i don't know about how can work with date and time in C#.net . so i'm dizzy now. is there someone that help me??!!

    DB:2.54:Time And Date Function In C#.Net zx

    check this link :http://www.dotnetperls.com/datetime
    regards
    joon

  • RELEVANCY SCORE 2.53

    DB:2.53:Instead Of An App Spree, Heres An Account Closure Spree dk



    HSBC MC 12 months old. CL $600 PIF and closed.

    HSBC MC BB 14 months old reward zone CL $500 PIF and closed

    Credit one Bank 26 months old CL $900 PIF and closed

    I am not going to be using these cards any longer, Instead of HSBC closing my accounts for me due to inactivity, I went ahead and did it myself so on my CR it would state "account closed by consumer"

    As far as Credit One Bank, $4.95 AF+7.95 AHF monthly does not do it for me. I have cards that have no AF and no AHF fees, so why keep the bottom feeders?
    Message Edited by going2tdc on 11-19-2008 08:52 AM

    DB:2.53:Instead Of An App Spree, Heres An Account Closure Spree dk

    Awesome closure spree. I just killed off my Amex Blue.



    Here we go again...

  • RELEVANCY SCORE 2.53

    DB:2.53:Black Ops Tv 3d Happen Lag ! js



    I have new my TV 3D model Samsung LED 40', I know good TV 3D games wow great .. I look happen probelm online Black ops , socom, more same lags too,

    I think so if person not TV 3D mix online they have TV 3D mulitplayers too lag ..

    My firend person have TV 3D can with me play not know happen lag too person not TV 3D off why .

    I need update new about onl;y TV 3D online has they can play do , if person not TV 3D can't with play person have TV 3D split join !!

    TV 3D join click they ready go games !!

    TV 3D not person can't with join TV 3D , Person not TV 3D can't join they have 3D go.

    Games 3D can play Killszone 3, Socom 4, Black ops more ... look list Websites.

    I happy 3D games brillants, they are dizzy lol not me, beacause they are hear dizzy too noise ... me deaf not noise and dizzy mean ingore. I never dizzy games. i happy good deaf rest life no noise .. they have fed up life hearing are problem for dizzy and headahce.

    i wish fix update about TV 3D ready click go game online how !




    DB:2.53:Black Ops Tv 3d Happen Lag ! js


    My 3D TV does the same thing. My combat record on Black Ops went from 1.50 with a 16% accuracy, then I got my 3D TV now my combat record is 1.13 and my accuracy is 12%. It lags terribly.

  • RELEVANCY SCORE 2.53

    DB:2.53:Anyone Been Dizzy For 2 Days In A Row? ss



    I woke up yesterday morning feeling dizzy and thought it would go away by the end of the day but it did'nt so when i went too sleep i thought it will be gone when i wake up surely but nooo, anyway im still feeling dizzy and sought of double vision aswell. Anyone had this?




    DB:2.53:Anyone Been Dizzy For 2 Days In A Row? ss


    Anemia?

    It might be nothing, but disturbed vision isn't too good. I'd get that checked out if it's more than just a spinning head.




    PSN: DrTrouserPlankXBL: AgentKillmore

  • RELEVANCY SCORE 2.52

    DB:2.52:Its Really Annoying How Wp7 Transition Turn The Screen Black Before The Next App Loads... 33


    It's really annoying how WP7 transition turn the screen black before the next app loads... this is beginning to make me feel dizzy....
    Why isn't the scrolling in the twitter app (it's jerky at times)as smooth as the email app...
    Folks, seriously... I traded my iPhone yesterday (keeping it as a backup) not because I thought I thought WP7 was better, (iPhone drop calls was killing me), but man, the list of missing functionalities I am seeing with WP7, if MS doesn't sent out an update
    really soon, I am taking this thing back

    DB:2.52:Its Really Annoying How Wp7 Transition Turn The Screen Black Before The Next App Loads... 33

    MS are you listening?
    This is not about XBox, on Office on the Phone, or Sharepoint... I can bet my life that nobody used that ____...people just want something that does the basic really well...
    The UI is slick, and silverlight on the phone is cool (excusing the perf issues with the bulk of the apps that i have seen)... but the reason people buy phone is to do the basic stuff, and people need it to work well...

  • RELEVANCY SCORE 2.52

    DB:2.52:Installation Issues xk


    I am trying to reinstall:1. Security Center w/ SpamKiller2. Security Center w/VirusScanPersonal FirewallSite AdvisorAfter I install 1., when I try to reinstall 2. it states that I must remove program 1. to finish the install. If I try to reinstall 1. it tells me I must remove program 2. I am stuck in a circle...and getting dizzy. :confused:

    DB:2.52:Installation Issues xk

    When you have a new problem best to post a new thread rather than tag onto someone elses.I also moved this to Security Center 9 - 2009 from Antispam 9 for better attention.From your previous posts I gather that you have XP SP2. You do need to consider updating to SP3 and there is help with that here: http://community.mcafee.com/showthread.php?t=220807As Vinod has said, best contact Technical Support. Link at top left of page or in my signature.

  • RELEVANCY SCORE 2.52

    DB:2.52:Hsbc Amex? kd


    Does anyone have a link to this? The only link I got from Google was from HSBC New Zealand. I am really interested in the cobranded AmEx. I applied for the BoA cobranded AmEx but got the usual "need more time" message, which is usually a rejection (exception to this was Hooters). Any links or info would be greatly appreciated.



    Here we go again...

    DB:2.52:Hsbc Amex? kd

    I got the HSBC Amex in Sept 07 and it is still not reporting to the CRA's.

  • RELEVANCY SCORE 2.52

    DB:2.52:Fs Credit Card - The Hsbc Card js



    Just realized can't pay the HSBC FS card through online banking - is there a reason why and how do I keep paying it as it has a balance.

    DB:2.52:Fs Credit Card - The Hsbc Card js


    The number is 1-866-245-4722 if anyone is interested. Very nice folks on the end helping me out - the payee is Legacy TD Financing Services, and the account number has changed.

  • RELEVANCY SCORE 2.52

    DB:2.52:Hsbc And Myfico Scores Different 17



    So I just applied for a HSBC credit card (thought I was doing a soft pull, didn't read the fine print, I shouldn't be on here before I've had any coffee) and was denied citing an EQ score of 562. My myFICO EQ score is 639 as of june 2nd. Why so different? Should I recon?

    DB:2.52:Hsbc And Myfico Scores Different 17


    Yes I'm intrested in hearing about the outcome of this one please share!!




    Starting Score: EQ FICO 777Current Score: EQ FICO 803Goal Score: EQ FICO 810Take the FICO Fitness Challenge

  • RELEVANCY SCORE 2.52

    DB:2.52:Hsbc My Last One Help Please! az



    I have one collection account that has been paid off and I am attempting to GW with HSBC. can anone or all please PM me any email contacts, address or numbers they have used to GW HSBC.

    Long journey almost complete. I gave up on Fist Premier after they had an attorney send me a letter telling me to stop contacting them

    Thank you all so much!!

    DB:2.52:Hsbc My Last One Help Please! az


    I have one collection account that has been paid off and I am attempting to GW with HSBC. can anone or all please PM me any email contacts, address or numbers they have used to GW HSBC.

    Long journey almost complete. I gave up on Fist Premier after they had an attorney send me a letter telling me to stop contacting them

    Thank you all so much!!

  • RELEVANCY SCORE 2.52

    DB:2.52:Ht1694 Help With Sending Hotmail On Ipad Please 9j


    I can send and receive hotmail on my PC and on my iPhone. I can receive mail on my iPad, but it will not let me send mail. I keep getting the message the password is not correct for the SMTP. I have changed passwords until I am dizzy! Help!

    DB:2.52:Ht1694 Help With Sending Hotmail On Ipad Please 9j

    See here https://discussions.apple.com/static/apple/tutorial/reputation.html

  • RELEVANCY SCORE 2.52

    DB:2.52:Balance Transfer Question - Does Hsbc Take Longer To Process? z8



    Hi,

    I made a balance transfer at the beginning of December (paying Discover and paying HSBC, formerly Direct Merchants Bank). I do understand that balance transfers take up to 30 days to process, but I am curious why Discover was paid off a mere 10 days after my call yet HSBC has not been paid more than 20 days later. I only gave the credit card numbers to the bank issuing the balance transfer (they saidthey had the addresses for payment on file) but I'm concerned maybe the HSBC card isn't receiving the payment since it was recently converted from Direct Merchants Bank.

    I'll continue to wait the 30 days before I start to panic, but has anyone else experienced something similar?

    Thanks!




    Starting Score: 557 (2005)Current Score: 803Goal Score: 805Take the FICO Fitness Challenge

    DB:2.52:Balance Transfer Question - Does Hsbc Take Longer To Process? z8


    Sounds odd. I've heard of BTs taking up until 14 bus days to complete but not 30. Have you called HSBC to find out if they've received the payment? Most merchants now accept electronic payments so in my experience the balance transfers take less than 5 business days to reach the creditor that is being paid off. I transferreda balance from an HSBC card (not Direct Merchant first time I'm hearing about them)to another bank recently and it took 3 business days for the entire process to complete i.e.from requesting the BT and HSBC receiving and posting the payment.

  • RELEVANCY SCORE 2.52

    DB:2.52:Hsbc Auto Gw Letter ks


    anyone remember, where they faxed, there GW letter to HSBC Auto Financing? I know there is like an outsourced branch, and an american number (non toll free), I believe I had the outsourced number maybe that's why it didn't work out to well for me? Want to try the American (non toll free) fax number?

    DB:2.52:Hsbc Auto Gw Letter ks

    I googled their address and the phone number for the address is (858) 492-6200. I called it and it has been disconnected, so maybe the office isn't there anymore?

  • RELEVANCY SCORE 2.52

    DB:2.52:Feeling Dizzy When Looking At Display zf


    Hi there, I am now on my third Mac. This is the first one with a LED display (Macbook Pro with matte display) I noticed that I feel dizzy after working with my Mac (every time now for a month). I did not think much about it until I read in a national paper that all LED lights were exchanged in a government building. All people working there were feeling dizzy and complained about headaches.

    Is there anybody who has the same "issues"? Comments will be highly appreciated.

    Henk

    DB:2.52:Feeling Dizzy When Looking At Display zf

    You should get a Guasse meter to measure the Gauss level the computer is emitting!!! Anything over three Gausse can most likely will effect the cells in your body which can cause the dizzyness or spinning, Nausea or light head feeling! If you are holding the computer on your lap that is also not good because the hardrives, processors etc emit usually enough to cause discomfort sickness in some individuals!!! The UK is much stricter with electronic device regulations much more so than the USA! This EMF sensitivity is a real problem and having knowledge may help prevent the problem or reduce symptoms I know for a fact taking Wheat grass large doasages of chloraphyl and sea vegatables ruduce seem to treat symtoms very radically...

    Hope this helps but distance from electronic devices is your friend. Emissions have a drop off point with distance that no longer will effect the body!

    Hope this helps.

  • RELEVANCY SCORE 2.52

    DB:2.52:A Way To Reduce The Wifi Radio Signal? I Am Dizzy 18



    I bought Wireless-N ADSL Modem Router WAG120N for my home network, but within distance of 5 meter from the modem, my head feel dizzy.

    I had a wireless Modem before, and feel the same dizziness, but my friend lowered the setting of DBM radio frequency a little bit and then my head become normal again. The problem is, he don't know how to setting the DBM in Cisco User Interface. Can you tell me how can I lower the setting of this DBM?

    thanks, this is my first day. I hope I don't need to break the 60-day of my dizziness record.

    DB:2.52:A Way To Reduce The Wifi Radio Signal? I Am Dizzy 18


    Hi,

    You can go to the Radio settings and there yo can see power settings.. here you can reduce the same..

    lemme know if this answered your question..

    Regards Surendra ====Please dont forget to rate the posts which answered your question and mark it as answered or was helpfull